Find out how many hours you need to work to afford what you want.
A simple tool to help you make better financial decisions by understanding the true cost of purchases in terms of your time.
Input your hourly wage after taxes to get the most accurate calculation of your working time value.
Enter the price of what you want to buy and optionally include sales tax for a more precise calculation.
Get an instant calculation of exactly how many hours and minutes you need to work to afford your purchase.
Thinking about purchases in terms of hours worked creates a tangible connection between your time and money, helping you prioritize what truly matters.
When you realize that new gadget costs 20 hours of work, not just $500, you might think twice about whether it's worth the time investment.
Understanding the true cost of items in terms of your life's most precious resource—time—helps you appreciate both your work and your purchases more deeply.
This perspective shift can lead to more intentional spending patterns and help you save for things that truly align with your values and goals.